For Federal Employees

Are you ready to maximize your Federal Pension?

Humphrey G Thomas is a Chartered Federal Employee Benefit Consultant ™

If you’re a federal employee who is looking towards retirement in the near future, you may be tentative about how to navigate that process. Let’s face it – the benefit system is both nuanced and complicated, and it can prove to be overwhelming. But nevertheless, it is available to you and you’d be foolish not to reap the full reward for your tenure of service. After all, retirement should be a joyous time in your life – a time to reflect and be proud of all you’ve achieved while you enjoy a lifestyle of relaxation. But it’s hard to relax when all you can think about is your CSRS/FERS pension or Thrift Savings Plan! Retirement gaps are a legitimate fear that many people have. A pension only provides a certain amount of income and expenses can eat away at more income than anticipated. The only way to nullify that fear is through the comfort of careful and thorough planning. As a Chartered Federal Employee Benefit Consultant (ChFEBC), my goal is to ensure that we do just that – dot every “i” and cross every “t”, so that you enter retirement with confidence. Every circumstance is unique and needs individual attention. Together, we’ll fully prepare you for retirement by walking you through the following steps:

  • Education

Retirement gaps can be avoided by first being aware – aware of your scenario, the benefits you’re eligible to receive, and how to manage said benefits. Being informed is vital if we’re to identify a best route for you to take.

  • Evaluation

Once there’s a clear, best path for you to take, we’ll need to assess the various elements and risk factors that can come into play during retirement. We’ll determine how to maximize your pension and benefits, and plan for potential gaps – ensuring that you’ll be covered in the event that something goes wrong.

  • Execution

The education and evaluation phases help us develop a master plan, which is the plan you will take with you into retirement. Not to worry – we’ll practice implementing this plan and put systems in place that will help you stay the course. I want to make this process as simple and stress-free for you as possible. Wherever you are in your preparation for retirement – whether you have concern about retirement gaps, or uncertainty about the benefits you can receive – I encourage you to give me a call.

Let’s plan your fruitful and sustainable retirement today.